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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $745,550 | $160,070+365.8% | $147,117+406.8% | $145,897+411.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -3.05% | 98.69%-101.7pp | 420.54%-423.6pp | 552.29%-555.3pp |
| Employer contribution / active EE | $19,096 | $5,285+261.4% | $4,932+287.1% | $4,663+309.6% |
| Participant deferral / active EE | $16,116 | $8,419+91.4% | $8,065+99.8% | $6,689+140.9% |
| Admin fee / account holder | $22,917 | $15,035+52.4% | $12,993+76.4% | $13,390+71.1% |