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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,631 | $100,970-46.9% | $96,576-44.5% | $137,256-60.9% |
| Participation rate | 85.7% | 82.6%+3.1pp | 81.4%+4.3pp | 80.0%+5.8pp |
| Annual return | 11.12% | 38.16%-27.0pp | 38.47%-27.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,447 | $3,809-62.0% | $3,553-59.3% | $4,156-65.2% |
| Participant deferral / active EE | $5,387 | $8,286-35.0% | $7,956-32.3% | $6,407-15.9% |
| Admin fee / account holder | $59,683 | $11,312+427.6% | $11,381+424.4% | $12,270+386.4% |