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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,631 | $107,666-50.2% | $102,184-47.5% | $154,746-65.3% |
| Participation rate | 85.7% | 83.7%+2.0pp | 82.6%+3.1pp | 80.7%+5.0pp |
| Annual return | 11.12% | 29.33%-18.2pp | 31.58%-20.5pp | 172.34%-161.2pp |
| Employer contribution / active EE | $1,447 | $3,846-62.4% | $3,594-59.7% | $4,379-67.0% |
| Participant deferral / active EE | $5,387 | $8,719-38.2% | $8,309-35.2% | $6,730-20.0% |
| Admin fee / account holder | $59,683 | $12,943+361.1% | $11,609+414.1% | $14,365+315.5% |