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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,709 | $81,276+143.3% | $155,574+27.1% | $80,925+144.3% |
| Participation rate | 89.3% | 66.2%+23.0pp | 78.2%+11.1pp | 67.7%+21.6pp |
| Annual return | 9.43% | 33.36%-23.9pp | 64.87%-55.4pp | 35.65%-26.2pp |
| Employer contribution / active EE | $11,298 | $3,103+264.1% | $4,676+141.6% | $2,756+309.9% |
| Participant deferral / active EE | $6,991 | $3,453+102.5% | $5,629+24.2% | $4,299+62.6% |
| Admin fee / account holder | $78,564 | $7,993+882.9% | $15,914+393.7% | $6,940+1032.0% |