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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,188 | $114,119+143.8% | $107,187+159.5% | $138,895+100.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 2.49% | 273.21%-270.7pp | 204.55%-202.1pp | 145.39%-142.9pp |
| Employer contribution / active EE | $4,121 | $4,059+1.5% | $3,782+9.0% | $4,194-1.7% |
| Participant deferral / active EE | $16,487 | $5,538+197.7% | $5,096+223.5% | $6,396+157.8% |
| Admin fee / account holder | $291,500 | $10,024+2808.1% | $9,162+3081.5% | $12,562+2220.5% |