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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,121 | $90,530+145.4% | $76,030+192.1% | $145,897+52.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 7.36% | 625.08%-617.7pp | 361.54%-354.2pp | 552.29%-544.9pp |
| Employer contribution / active EE | $3,896 | $3,319+17.4% | $2,688+45.0% | $4,663-16.4% |
| Participant deferral / active EE | $3,848 | $5,164-25.5% | $4,257-9.6% | $6,689-42.5% |
| Admin fee / account holder | $13,737 | $8,383+63.9% | $6,421+113.9% | $13,390+2.6% |