Retirement plan

CAPE LIBRARIES AUTOMATED MATERIALS SHARING 403(B) DC PLAN

Name: CAPE LIBRARIES AUTOMATED MATERIALS SHARING - CAPE LIBRARIES AUTOMATED MATERIALS SHARING 403(B) DC PLAN (2025) Form 5500
Creator: CAPE LIBRARIES AUTOMATED MATERIALS SHARING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPE LIBRARIES AUTOMATED MATERIALS SHARING 403(B) DC PLAN, CAPE LIBRARIES AUTOMATED MATERIALS SHARING

CAPE LIBRARIES AUTOMATED MATERIALS SHARINGEIN 04-3012617Plan #001PY 2025

100 INDEPENDENCE DRIVE, SUITE 7-104 - HYANNIS, MA 02601508-790-4399LinkedIn11-50 employeesinformation services

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.5M

+16.4% from 2024

Total participants

0.0% from 2024

Average account balance

$136,205

+16.4% from 2024

Annual return

11.93%

+0.63 pp from 2024

Benchmarks

See 10,975 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants<25

Cohort10,975 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$136K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

220.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$66K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$734

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$8K

$1616 / participant

Other / not subdivided$8K100.0%

% of EOY assets

0.539%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$136,205

$100,970+34.9%

$96,576+41.0%

$137,256-0.8%

Participation rate

100.0%

82.6%+17.4pp

81.4%+18.6pp

80.0%+20.0pp

Annual return

11.93%

38.16%-26.2pp

38.47%-26.5pp

220.34%-208.4pp

Employer contribution / active EE

$5,125

$3,809+34.5%

$3,553+44.2%

$4,156+23.3%

Participant deferral / active EE

$8,100

$8,286-2.2%

$7,956+1.8%

$6,407+26.4%

Admin fee / account holder

$734

$11,312-93.5%

$11,381-93.5%

$12,270-94.0%

CAPE LIBRARIES AUTOMATED MATERIALS SHARING 403(B) DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPE LIBRARIES AUTOMATED MATERIALS SHARING 403(B) DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion