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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,200 | $86,949+44.0% | $102,460+22.2% | $80,959+54.6% |
| Participation rate | 94.3% | 72.4%+21.9pp | 76.5%+17.8pp | 67.7%+26.6pp |
| Annual return | 11.93% | 18.89%-7.0pp | 29.47%-17.5pp | 35.67%-23.7pp |
| Employer contribution / active EE | $2,527 | $2,370+6.6% | $3,025-16.5% | $2,757-8.4% |
| Participant deferral / active EE | $3,184 | $4,121-22.7% | $5,056-37.0% | $4,300-26.0% |
| Admin fee / account holder | $12,608 | $8,048+56.7% | $9,460+33.3% | $6,925+82.1% |