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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,769 | $101,618+397.7% | $93,063+443.5% | $137,256+268.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 17.04% | 223.95%-206.9pp | 34.15%-17.1pp | 220.34%-203.3pp |
| Employer contribution / active EE | $4,725 | $2,707+74.5% | $2,476+90.8% | $4,156+13.7% |
| Participant deferral / active EE | $18,210 | $4,279+325.6% | $3,958+360.1% | $6,407+184.2% |
| Admin fee / account holder | $1,295 | $6,198-79.1% | $6,033-78.5% | $12,270-89.4% |