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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,989 | $66,444+17.4% | $120,225-35.1% | $79,634-2.1% |
| Participation rate | 22.9% | 42.8%-19.9pp | 69.6%-46.7pp | 62.5%-39.6pp |
| Annual return | 16.76% | 53.37%-36.6pp | 439.23%-422.5pp | 36.46%-19.7pp |
| Employer contribution / active EE | $484 | $1,860-74.0% | $3,475-86.1% | $2,529-80.9% |
| Participant deferral / active EE | $1,061 | $2,798-62.1% | $3,999-73.5% | $3,835-72.3% |
| Admin fee / account holder | $5,081 | $1,295+292.2% | $5,696-10.8% | $1,002+407.1% |