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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,587 | $111,814-13.6% | $103,374-6.6% | $145,959-33.8% |
| Participation rate | 72.2% | 77.9%-5.7pp | 74.5%-2.3pp | 80.3%-8.1pp |
| Annual return | 8.41% | 24.77%-16.4pp | 24.89%-16.5pp | 561.95%-553.5pp |
| Employer contribution / active EE | $2,719 | $4,214-35.5% | $3,869-29.7% | $4,661-41.7% |
| Participant deferral / active EE | $4,604 | $5,618-18.1% | $5,058-9.0% | $6,689-31.2% |
| Admin fee / account holder | $653 | $9,754-93.3% | $8,394-92.2% | $13,398-95.1% |