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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,625 | $81,504+87.3% | $102,437+49.0% | $80,959+88.5% |
| Participation rate | 92.4% | 66.9%+25.6pp | 74.5%+17.9pp | 67.7%+24.7pp |
| Annual return | 13.30% | 25.60%-12.3pp | 24.95%-11.6pp | 35.67%-22.4pp |
| Employer contribution / active EE | $22,473 | $3,104+624.1% | $3,871+480.6% | $2,757+715.1% |
| Participant deferral / active EE | $1,161 | $3,871-70.0% | $5,060-77.1% | $4,300-73.0% |
| Admin fee / account holder | $18,444 | $6,719+174.5% | $8,388+119.9% | $6,925+166.3% |