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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,063 | $117,895+61.2% | $102,460+85.5% | $145,897+30.3% |
| Participation rate | 94.1% | 78.6%+15.5pp | 76.5%+17.6pp | 80.3%+13.8pp |
| Annual return | 13.96% | 31.92%-18.0pp | 29.47%-15.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $1,189 | $3,619-67.1% | $3,025-60.7% | $4,663-74.5% |
| Participant deferral / active EE | $3,871 | $5,736-32.5% | $5,056-23.4% | $6,689-42.1% |
| Admin fee / account holder | $1,883 | $13,353-85.9% | $9,460-80.1% | $13,390-85.9% |