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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,611 | $124,425+100.6% | $112,040+122.8% | $137,256+81.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 35.84% | 24.72%+11.1pp | 24.52%+11.3pp | 220.34%-184.5pp |
| Employer contribution / active EE | $1,183 | $3,411-65.3% | $2,954-60.0% | $4,156-71.5% |
| Participant deferral / active EE | $3,718 | $5,718-35.0% | $5,098-27.1% | $6,407-42.0% |
| Admin fee / account holder | $1,287 | $15,207-91.5% | $12,098-89.4% | $12,270-89.5% |