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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,151 | $102,382-13.9% | $147,005-40.0% | $80,874+9.0% |
| Participation rate | 68.6% | 75.8%-7.2pp | 82.2%-13.5pp | 67.6%+1.0pp |
| Annual return | 16.04% | 134.89%-118.9pp | 418.76%-402.7pp | 35.62%-19.6pp |
| Employer contribution / active EE | $2,402 | $3,715-35.3% | $4,934-51.3% | $2,756-12.8% |
| Participant deferral / active EE | $4,415 | $6,646-33.6% | $8,070-45.3% | $4,297+2.8% |
| Admin fee / account holder | $1,169 | $7,942-85.3% | $13,006-91.0% | $6,935-83.1% |