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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,151 | $102,422-13.9% | $147,117-40.1% | $80,959+8.9% |
| Participation rate | 68.6% | 75.9%-7.2pp | 82.2%-13.6pp | 67.7%+1.0pp |
| Annual return | 16.04% | 135.16%-119.1pp | 420.54%-404.5pp | 35.67%-19.6pp |
| Employer contribution / active EE | $2,402 | $3,717-35.4% | $4,932-51.3% | $2,757-12.9% |
| Participant deferral / active EE | $4,415 | $6,652-33.6% | $8,065-45.2% | $4,300+2.7% |
| Admin fee / account holder | $1,169 | $7,953-85.3% | $12,993-91.0% | $6,925-83.1% |