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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,474 | $154,228-21.9% | $145,433-17.2% | $137,256-12.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.58% | 74.59%-61.0pp | 66.58%-53.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $24,644 | $4,804+413.0% | $4,554+441.1% | $4,156+493.0% |
| Participant deferral / active EE | $7,913 | $8,216-3.7% | $7,897+0.2% | $6,407+23.5% |
| Admin fee / account holder | $55,804 | $14,344+289.1% | $13,129+325.0% | $12,270+354.8% |