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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,504 | $92,798+120.4% | $96,707+111.5% | $137,256+49.0% |
| Participation rate | 52.2% | 81.6%-29.5pp | 80.4%-28.2pp | 80.0%-27.8pp |
| Annual return | 14.55% | 31.24%-16.7pp | 34.78%-20.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $3,249 | $4,147-21.7% | $4,191-22.5% | $4,156-21.8% |
| Participant deferral / active EE | $6,599 | $5,877+12.3% | $5,997+10.0% | $6,407+3.0% |
| Admin fee / account holder | $1,178 | $7,946-85.2% | $7,503-84.3% | $12,270-90.4% |