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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,504 | $152,074+34.5% | $137,474+48.8% | $198,609+3.0% |
| Participation rate | 52.2% | 85.3%-33.2pp | 83.5%-31.3pp | 82.4%-30.2pp |
| Annual return | 14.55% | 10.68%+3.9pp | 11.53%+3.0pp | 202.70%-188.1pp |
| Employer contribution / active EE | $3,249 | $5,444-40.3% | $5,048-35.6% | $5,055-35.7% |
| Participant deferral / active EE | $6,599 | $6,522+1.2% | $6,155+7.2% | $6,977-5.4% |
| Admin fee / account holder | $1,178 | $11,950-90.1% | $10,602-88.9% | $19,030-93.8% |