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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,504 | $124,213+64.6% | $118,106+73.2% | $154,746+32.2% |
| Participation rate | 52.2% | 83.6%-31.4pp | 81.9%-29.7pp | 80.7%-28.5pp |
| Annual return | 14.55% | 18.29%-3.7pp | 19.44%-4.9pp | 172.34%-157.8pp |
| Employer contribution / active EE | $3,249 | $4,905-33.8% | $4,698-30.8% | $4,379-25.8% |
| Participant deferral / active EE | $6,599 | $6,859-3.8% | $6,619-0.3% | $6,730-2.0% |
| Admin fee / account holder | $1,178 | $9,627-87.8% | $8,973-86.9% | $14,365-91.8% |