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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,252 | $160,040+32.6% | $147,096+44.3% | $145,877+45.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.80% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $7,484 | $5,289+41.5% | $4,936+51.6% | $4,663+60.5% |
| Participant deferral / active EE | $6,941 | $8,429-17.7% | $8,071-14.0% | $6,691+3.7% |
| Admin fee / account holder | $805 | $15,050-94.6% | $13,005-93.8% | $13,402-94.0% |