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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,252 | $159,934+32.7% | $147,005+44.4% | $145,959+45.4% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 14.80% | 98.24%-83.4pp | 418.76%-404.0pp | 561.95%-547.2pp |
| Employer contribution / active EE | $7,484 | $5,287+41.5% | $4,934+51.7% | $4,661+60.6% |
| Participant deferral / active EE | $6,941 | $8,427-17.6% | $8,070-14.0% | $6,689+3.8% |
| Admin fee / account holder | $805 | $15,053-94.6% | $13,006-93.8% | $13,398-94.0% |