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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,146 | $72,071-41.5% | $68,368-38.4% | $137,256-69.3% |
| Participation rate | 72.2% | 76.2%-4.0pp | 73.8%-1.5pp | 80.0%-7.7pp |
| Annual return | 14.50% | 353.14%-338.6pp | 292.57%-278.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $526 | $2,788-81.1% | $2,649-80.1% | $4,156-87.3% |
| Participant deferral / active EE | $2,653 | $4,410-39.8% | $4,123-35.7% | $6,407-58.6% |
| Admin fee / account holder | $418 | $5,336-92.2% | $5,150-91.9% | $12,270-96.6% |