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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,573 | $71,230-51.5% | $93,727-63.1% | $80,959-57.3% |
| Participation rate | 37.1% | 60.4%-23.3pp | 68.7%-31.6pp | 67.7%-30.5pp |
| Annual return | 16.09% | 11.26%+4.8pp | 133.83%-117.7pp | 35.67%-19.6pp |
| Employer contribution / active EE | $1,149 | $1,565-26.6% | $2,421-52.5% | $2,757-58.3% |
| Participant deferral / active EE | $3,081 | $4,037-23.7% | $4,417-30.2% | $4,300-28.3% |
| Admin fee / account holder | $131 | $6,961-98.1% | $8,292-98.4% | $6,925-98.1% |