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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,127 | $162,136+56.1% | $152,301+66.2% | $154,746+63.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.46% | 91.02%-75.6pp | 80.50%-65.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $4,780 | $4,890-2.2% | $4,624+3.4% | $4,379+9.2% |
| Participant deferral / active EE | $6,374 | $8,341-23.6% | $8,004-20.4% | $6,730-5.3% |
| Admin fee / account holder | $17,919 | $15,759+13.7% | $14,398+24.5% | $14,365+24.7% |