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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,127 | $196,972+28.5% | $182,262+38.9% | $198,609+27.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.46% | 158.27%-142.8pp | 140.60%-125.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $4,780 | $5,364-10.9% | $5,046-5.3% | $5,055-5.4% |
| Participant deferral / active EE | $6,374 | $8,643-26.2% | $8,276-23.0% | $6,977-8.6% |
| Admin fee / account holder | $17,919 | $18,429-2.8% | $16,712+7.2% | $19,030-5.8% |