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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,996 | $162,136-50.0% | $152,301-46.8% | $154,746-47.7% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 12.80% | 91.02%-78.2pp | 80.50%-67.7pp | 172.34%-159.5pp |
| Employer contribution / active EE | $8,417 | $4,890+72.1% | $4,624+82.0% | $4,379+92.2% |
| Participant deferral / active EE | $10,025 | $8,341+20.2% | $8,004+25.3% | $6,730+49.0% |
| Admin fee / account holder | $9,614 | $15,759-39.0% | $14,398-33.2% | $14,365-33.1% |