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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,724 | $114,119-7.4% | $107,187-1.4% | $138,895-23.9% |
| Participation rate | 82.4% | 78.1%+4.3pp | 75.0%+7.3pp | 79.9%+2.4pp |
| Annual return | 16.15% | 273.21%-257.1pp | 204.55%-188.4pp | 145.39%-129.2pp |
| Employer contribution / active EE | $9,765 | $4,059+140.6% | $3,782+158.2% | $4,194+132.8% |
| Participant deferral / active EE | $7,858 | $5,538+41.9% | $5,096+54.2% | $6,396+22.9% |
| Admin fee / account holder | $2,649 | $10,024-73.6% | $9,162-71.1% | $12,562-78.9% |