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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,124 | $81,504+95.2% | $102,437+55.3% | $80,959+96.5% |
| Participation rate | 91.7% | 66.9%+24.8pp | 74.5%+17.2pp | 67.7%+24.0pp |
| Annual return | 14.39% | 25.60%-11.2pp | 24.95%-10.6pp | 35.67%-21.3pp |
| Employer contribution / active EE | $7,642 | $3,104+146.2% | $3,871+97.4% | $2,757+177.2% |
| Participant deferral / active EE | $9,339 | $3,871+141.3% | $5,060+84.6% | $4,300+117.2% |
| Admin fee / account holder | $1,180 | $6,719-82.4% | $8,388-85.9% | $6,925-83.0% |