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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,817 | $196,972+7.0% | $182,262+15.7% | $198,609+6.1% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 15.67% | 158.27%-142.6pp | 140.60%-124.9pp | 202.70%-187.0pp |
| Employer contribution / active EE | $3,540 | $5,364-34.0% | $5,046-29.8% | $5,055-30.0% |
| Participant deferral / active EE | $8,748 | $8,643+1.2% | $8,276+5.7% | $6,977+25.4% |
| Admin fee / account holder | $5,624 | $18,429-69.5% | $16,712-66.3% | $19,030-70.4% |