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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,701 | $129,737+10.0% | $119,126+19.8% | $154,746-7.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.00% | 379.08%-366.1pp | 282.11%-269.1pp | 172.34%-159.3pp |
| Employer contribution / active EE | $10,162 | $4,375+132.3% | $4,034+151.9% | $4,379+132.1% |
| Participant deferral / active EE | $11,477 | $5,842+96.5% | $5,318+115.8% | $6,730+70.5% |
| Admin fee / account holder | $5,076 | $11,961-57.6% | $10,693-52.5% | $14,365-64.7% |