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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,701 | $114,119+25.0% | $107,187+33.1% | $138,895+2.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.00% | 273.21%-260.2pp | 204.55%-191.6pp | 145.39%-132.4pp |
| Employer contribution / active EE | $10,162 | $4,059+150.4% | $3,782+168.7% | $4,194+142.3% |
| Participant deferral / active EE | $11,477 | $5,538+107.3% | $5,096+125.2% | $6,396+79.4% |
| Admin fee / account holder | $5,076 | $10,024-49.4% | $9,162-44.6% | $12,562-59.6% |