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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,314 | $227,399+36.5% | $189,758+63.5% | $198,609+56.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 17.43% | 61.03%-43.6pp | 52.62%-35.2pp | 202.70%-185.3pp |
| Employer contribution / active EE | $3,684 | $5,526-33.3% | $4,767-22.7% | $5,055-27.1% |
| Participant deferral / active EE | $10,367 | $6,837+51.6% | $5,856+77.0% | $6,977+48.6% |
| Admin fee / account holder | $19,107 | $25,162-24.1% | $20,388-6.3% | $19,030+0.4% |