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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,412 | $58,311+171.7% | $81,882+93.5% | $80,959+95.7% |
| Participation rate | 92.3% | 63.5%+28.8pp | 72.4%+19.9pp | 67.7%+24.6pp |
| Annual return | 9.73% | 41.85%-32.1pp | 779.47%-769.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $2,677 | $2,347+14.1% | $2,916-8.2% | $2,757-2.9% |
| Participant deferral / active EE | $3,010 | $3,287-8.4% | $4,323-30.4% | $4,300-30.0% |
| Admin fee / account holder | $1,432 | $4,752-69.9% | $7,360-80.5% | $6,925-79.3% |