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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,463 | $69,444+28.8% | $92,985-3.8% | $87,485+2.3% |
| Participation rate | 95.7% | 63.3%+32.4pp | 69.5%+26.2pp | 68.9%+26.7pp |
| Annual return | 12.63% | 23.85%-11.2pp | 27.99%-15.4pp | 26.06%-13.4pp |
| Employer contribution / active EE | $607 | $1,917-68.3% | $2,662-77.2% | $2,596-76.6% |
| Participant deferral / active EE | $5,238 | $3,364+55.7% | $4,377+19.7% | $4,274+22.6% |
| Admin fee / account holder | $8,390 | $6,137+36.7% | $9,463-11.3% | $7,775+7.9% |