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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,463 | $58,627+52.6% | $76,735+16.6% | $82,448+8.5% |
| Participation rate | 95.7% | 63.2%+32.4pp | 69.5%+26.2pp | 68.1%+27.6pp |
| Annual return | 12.63% | 39.10%-26.5pp | 29.77%-17.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $607 | $1,729-64.9% | $2,454-75.3% | $2,551-76.2% |
| Participant deferral / active EE | $5,238 | $3,134+67.2% | $4,088+28.1% | $4,139+26.5% |
| Admin fee / account holder | $8,390 | $5,323+57.6% | $7,189+16.7% | $7,234+16.0% |