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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,074 | $101,795+19.9% | $165,100-26.1% | $80,959+50.8% |
| Participation rate | 95.3% | 71.8%+23.5pp | 78.6%+16.7pp | 67.7%+27.7pp |
| Annual return | 12.30% | 16.73%-4.4pp | 70.21%-57.9pp | 35.67%-23.4pp |
| Employer contribution / active EE | $4,579 | $2,954+55.0% | $4,348+5.3% | $2,757+66.1% |
| Participant deferral / active EE | $5,789 | $4,476+29.3% | $6,035-4.1% | $4,300+34.6% |
| Admin fee / account holder | $1,478 | $8,221-82.0% | $12,696-88.4% | $6,925-78.7% |