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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,169 | $117,895+81.7% | $102,460+109.0% | $145,897+46.8% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 14.74% | 31.92%-17.2pp | 29.47%-14.7pp | 552.29%-537.6pp |
| Employer contribution / active EE | $2,372 | $3,619-34.5% | $3,025-21.6% | $4,663-49.1% |
| Participant deferral / active EE | $6,154 | $5,736+7.3% | $5,056+21.7% | $6,689-8.0% |
| Admin fee / account holder | $2,426 | $13,353-81.8% | $9,460-74.4% | $13,390-81.9% |