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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,389 | $101,795+33.0% | $165,100-18.0% | $80,959+67.2% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.7%+25.0pp |
| Annual return | 10.34% | 16.73%-6.4pp | 70.21%-59.9pp | 35.67%-25.3pp |
| Employer contribution / active EE | $8,168 | $2,954+176.5% | $4,348+87.8% | $2,757+196.2% |
| Participant deferral / active EE | $9,618 | $4,476+114.9% | $6,035+59.4% | $4,300+123.6% |
| Admin fee / account holder | $31,587 | $8,221+284.2% | $12,696+148.8% | $6,925+356.1% |