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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,992 | $160,040-12.5% | $147,096-4.8% | $145,877-4.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 17.46% | 98.49%-81.0pp | 419.75%-402.3pp | 551.28%-533.8pp |
| Employer contribution / active EE | $1,966 | $5,289-62.8% | $4,936-60.2% | $4,663-57.8% |
| Participant deferral / active EE | $14,004 | $8,429+66.1% | $8,071+73.5% | $6,691+109.3% |
| Admin fee / account holder | $4,883 | $15,050-67.6% | $13,005-62.5% | $13,402-63.6% |