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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,865 | $111,535-17.6% | $105,223-12.7% | $137,256-33.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 30.56% | 237.85%-207.3pp | 180.65%-150.1pp | 220.34%-189.8pp |
| Employer contribution / active EE | $12,225 | $3,939+210.3% | $3,689+231.4% | $4,156+194.2% |
| Participant deferral / active EE | $6,075 | $5,500+10.5% | $5,072+19.8% | $6,407-5.2% |
| Admin fee / account holder | $639 | $9,721-93.4% | $8,859-92.8% | $12,270-94.8% |