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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,265 | $110,410-42.7% | $102,437-38.2% | $145,897-56.6% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 6.68% | 24.85%-18.2pp | 24.95%-18.3pp | 552.29%-545.6pp |
| Employer contribution / active EE | $3,421 | $4,217-18.9% | $3,871-11.6% | $4,663-26.6% |
| Participant deferral / active EE | $7,272 | $5,622+29.4% | $5,060+43.7% | $6,689+8.7% |
| Admin fee / account holder | $5,824 | $9,745-40.2% | $8,388-30.6% | $13,390-56.5% |