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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,453 | $227,399+65.1% | $189,758+97.9% | $198,609+89.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 15.69% | 61.03%-45.3pp | 52.62%-36.9pp | 202.70%-187.0pp |
| Employer contribution / active EE | $10,542 | $5,526+90.8% | $4,767+121.2% | $5,055+108.5% |
| Participant deferral / active EE | $11,189 | $6,837+63.7% | $5,856+91.1% | $6,977+60.4% |
| Admin fee / account holder | $2,380 | $25,162-90.5% | $20,388-88.3% | $19,030-87.5% |