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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,896 | $126,661-40.1% | $113,397-33.1% | $138,895-45.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.5%-1.5pp | 79.9%-4.9pp |
| Annual return | 12.83% | 25.05%-12.2pp | 23.20%-10.4pp | 145.39%-132.6pp |
| Employer contribution / active EE | $2,302 | $3,456-33.4% | $2,977-22.7% | $4,194-45.1% |
| Participant deferral / active EE | $6,355 | $5,693+11.6% | $5,076+25.2% | $6,396-0.6% |
| Admin fee / account holder | $11,037 | $14,549-24.1% | $11,957-7.7% | $12,562-12.1% |