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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,896 | $124,425-39.0% | $112,040-32.3% | $137,256-44.7% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 12.83% | 24.72%-11.9pp | 24.52%-11.7pp | 220.34%-207.5pp |
| Employer contribution / active EE | $2,302 | $3,411-32.5% | $2,954-22.1% | $4,156-44.6% |
| Participant deferral / active EE | $6,355 | $5,718+11.1% | $5,098+24.7% | $6,407-0.8% |
| Admin fee / account holder | $11,037 | $15,207-27.4% | $12,098-8.8% | $12,270-10.1% |