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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,059 | $115,931+13.9% | $185,441-28.8% | $86,983+51.8% |
| Participation rate | 45.5% | 73.6%-28.2pp | 80.3%-34.8pp | 69.5%-24.1pp |
| Annual return | 8.21% | 21.47%-13.3pp | 20.16%-12.0pp | 25.83%-17.6pp |
| Employer contribution / active EE | $1,914 | $2,937-34.8% | $4,672-59.0% | $2,584-25.9% |
| Participant deferral / active EE | $4,580 | $4,551+0.6% | $6,152-25.5% | $4,194+9.2% |
| Admin fee / account holder | $224 | $10,687-97.9% | $17,890-98.7% | $7,856-97.1% |