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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,107 | $125,184-0.1% | $105,607+18.5% | $145,884-14.2% |
| Participation rate | 64.3% | 77.6%-13.4pp | 75.3%-11.0pp | 80.3%-16.0pp |
| Annual return | 28.57% | 225.00%-196.4pp | 116.11%-87.5pp | 551.85%-523.3pp |
| Employer contribution / active EE | $1,397 | $3,720-62.4% | $3,167-55.9% | $4,662-70.0% |
| Participant deferral / active EE | $4,875 | $5,714-14.7% | $5,011-2.7% | $6,690-27.1% |
| Admin fee / account holder | $5,902 | $17,133-65.6% | $10,958-46.1% | $13,392-55.9% |