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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,457 | $99,053+152.9% | $88,179+184.0% | $138,895+80.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 6.33% | 78.17%-71.8pp | 64.97%-58.6pp | 145.39%-139.1pp |
| Employer contribution / active EE | $18,584 | $2,882+544.8% | $2,549+629.0% | $4,194+343.1% |
| Participant deferral / active EE | $10,852 | $5,225+107.7% | $4,614+135.2% | $6,396+69.7% |
| Admin fee / account holder | $1,111 | $8,748-87.3% | $7,673-85.5% | $12,562-91.2% |