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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,416 | $159,978+26.5% | $147,041+37.7% | $145,978+38.7% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 12.64% | 98.36%-85.7pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $10,890 | $5,288+105.9% | $4,935+120.7% | $4,662+133.6% |
| Participant deferral / active EE | $16,178 | $8,429+91.9% | $8,071+100.4% | $6,690+141.8% |
| Admin fee / account holder | $2,549 | $15,053-83.1% | $13,006-80.4% | $13,400-81.0% |