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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,673 | $94,031-12.1% | $115,768-28.6% | $82,448+0.3% |
| Participation rate | 77.8% | 70.4%+7.4pp | 74.4%+3.4pp | 68.1%+9.7pp |
| Annual return | 10.37% | 20.61%-10.2pp | 100.46%-90.1pp | 41.64%-31.3pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,116 | $3,972+3.6% | $4,917-16.3% | $4,139-0.6% |
| Admin fee / account holder | $9,578 | $10,249-6.6% | $12,439-23.0% | $7,234+32.4% |