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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,183 | $100,139-40.9% | $85,187-30.5% | $145,884-59.4% |
| Participation rate | 81.3% | 74.1%+7.2pp | 67.5%+13.7pp | 80.3%+0.9pp |
| Annual return | 12.13% | 84.15%-72.0pp | 66.67%-54.5pp | 551.85%-539.7pp |
| Employer contribution / active EE | $4,622 | $3,238+42.8% | $2,732+69.2% | $4,662-0.9% |
| Participant deferral / active EE | $4,362 | $5,296-17.6% | $4,525-3.6% | $6,690-34.8% |
| Admin fee / account holder | $4,577 | $7,262-37.0% | $6,162-25.7% | $13,392-65.8% |