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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,090 | $124,425-75.0% | $112,040-72.3% | $137,256-77.3% |
| Participation rate | 60.0% | 79.3%-19.3pp | 76.5%-16.5pp | 80.0%-20.0pp |
| Annual return | 19.61% | 24.72%-5.1pp | 24.52%-4.9pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,548 | $3,411-54.6% | $2,954-47.6% | $4,156-62.8% |
| Participant deferral / active EE | $1,834 | $5,718-67.9% | $5,098-64.0% | $6,407-71.4% |
| Admin fee / account holder | $194 | $15,207-98.7% | $12,098-98.4% | $12,270-98.4% |