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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 45-2984270 | Advisory (Plan) | $77,975 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $59,559 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,218 | $89,123+86.5% | $102,460+62.2% | $77,762+113.8% |
| Participation rate | 84.8% | 80.9%+3.8pp | 76.5%+8.3pp | 70.6%+14.2pp |
| Annual return | 16.44% | 25.05%-8.6pp | 29.47%-13.0pp | 31.27%-14.8pp |
| Employer contribution / active EE | $2,705 | $2,700+0.2% | $3,025-10.6% | $2,728-0.8% |
| Participant deferral / active EE | $9,245 | $5,148+79.6% | $5,056+82.8% | $4,651+98.8% |
| Admin fee / account holder | $258 | $236+9.5% | $9,460-97.3% | $433-40.3% |