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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,332 | $100,194-77.7% | $122,979-81.8% | $86,983-74.3% |
| Participation rate | 96.2% | 73.0%+23.2pp | 77.2%+19.0pp | 69.5%+26.6pp |
| Annual return | 14.76% | 16.47%-1.7pp | 20.12%-5.4pp | 25.83%-11.1pp |
| Employer contribution / active EE | $4,434 | $2,326+90.7% | $3,062+44.8% | $2,584+71.6% |
| Participant deferral / active EE | $0 | $4,133-100.0% | $5,003-100.0% | $4,194-100.0% |
| Admin fee / account holder | $1,829 | $10,148-82.0% | $12,864-85.8% | $7,856-76.7% |