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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,446 | $100,125+76.2% | $81,482+116.5% | $145,978+20.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 8.76% | 34.44%-25.7pp | 24.79%-16.0pp | 550.52%-541.8pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,896 | $4,609-58.9% | $3,885-51.2% | $6,690-71.7% |
| Admin fee / account holder | $2,856 | $8,198-65.2% | $5,761-50.4% | $13,400-78.7% |