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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,446 | $100,004+76.4% | $81,438+116.7% | $145,959+20.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.5%+10.5pp | 80.3%-0.3pp |
| Annual return | 8.76% | 34.34%-25.6pp | 24.74%-16.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $0 | $2,970-100.0% | $2,460-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $1,896 | $4,603-58.8% | $3,883-51.2% | $6,689-71.7% |
| Admin fee / account holder | $2,856 | $8,202-65.2% | $5,764-50.4% | $13,398-78.7% |