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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,971 | $59,440+44.6% | $78,004+10.2% | $82,637+4.0% |
| Participation rate | 58.8% | 62.8%-4.0pp | 69.4%-10.6pp | 68.1%-9.2pp |
| Annual return | 29.40% | 40.24%-10.8pp | 31.07%-1.7pp | 53.51%-24.1pp |
| Employer contribution / active EE | $3,079 | $1,750+75.9% | $2,469+24.7% | $2,552+20.7% |
| Participant deferral / active EE | $6,519 | $3,138+107.7% | $4,092+59.3% | $4,126+58.0% |
| Admin fee / account holder | $1,330 | $5,504-75.8% | $7,578-82.4% | $7,339-81.9% |