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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,615 | $102,382+234.6% | $147,005+133.1% | $80,874+323.6% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.2%+11.2pp | 67.6%+25.7pp |
| Annual return | 14.90% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.7pp |
| Employer contribution / active EE | $9,718 | $3,715+161.6% | $4,934+96.9% | $2,756+252.7% |
| Participant deferral / active EE | $13,102 | $6,646+97.1% | $8,070+62.4% | $4,297+204.9% |
| Admin fee / account holder | $32,534 | $7,942+309.6% | $13,006+150.1% | $6,935+369.1% |