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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,615 | $102,422+234.5% | $147,117+132.9% | $80,959+323.2% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.1pp | 67.7%+25.7pp |
| Annual return | 14.90% | 135.16%-120.3pp | 420.54%-405.6pp | 35.67%-20.8pp |
| Employer contribution / active EE | $9,718 | $3,717+161.4% | $4,932+97.0% | $2,757+252.5% |
| Participant deferral / active EE | $13,102 | $6,652+97.0% | $8,065+62.5% | $4,300+204.7% |
| Admin fee / account holder | $32,534 | $7,953+309.1% | $12,993+150.4% | $6,925+369.8% |