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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,508 | $183,539-25.1% | $155,556-11.6% | $145,897-5.7% |
| Participation rate | 86.7% | 82.7%+4.0pp | 78.2%+8.4pp | 80.3%+6.4pp |
| Annual return | 10.97% | 61.31%-50.3pp | 64.84%-53.9pp | 552.29%-541.3pp |
| Employer contribution / active EE | $4,041 | $5,315-24.0% | $4,675-13.6% | $4,663-13.3% |
| Participant deferral / active EE | $5,974 | $6,467-7.6% | $5,631+6.1% | $6,689-10.7% |
| Admin fee / account holder | $2,565 | $19,275-86.7% | $15,885-83.9% | $13,390-80.8% |