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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,457 | $177,595+115.9% | $148,496+158.2% | $198,609+93.1% |
| Participation rate | 82.6% | 79.3%+3.4pp | 76.0%+6.6pp | 82.4%+0.2pp |
| Annual return | 6.55% | 9.97%-3.4pp | 12.33%-5.8pp | 202.70%-196.1pp |
| Employer contribution / active EE | $7,662 | $4,098+87.0% | $3,497+119.1% | $5,055+51.6% |
| Participant deferral / active EE | $1,981 | $5,539-64.2% | $4,808-58.8% | $6,977-71.6% |
| Admin fee / account holder | $5,410 | $27,010-80.0% | $19,547-72.3% | $19,030-71.6% |