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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,331 | $89,259+258.9% | $107,187+198.9% | $82,637+287.6% |
| Participation rate | 95.5% | 67.9%+27.5pp | 75.0%+20.4pp | 68.1%+27.4pp |
| Annual return | 14.15% | 21.02%-6.9pp | 204.55%-190.4pp | 53.51%-39.4pp |
| Employer contribution / active EE | $13,942 | $3,080+352.7% | $3,782+268.6% | $2,552+446.3% |
| Participant deferral / active EE | $2,414 | $4,037-40.2% | $5,096-52.6% | $4,126-41.5% |
| Admin fee / account holder | $8,447 | $7,381+14.4% | $9,162-7.8% | $7,339+15.1% |