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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,331 | $93,345+243.2% | $119,126+168.9% | $87,485+266.2% |
| Participation rate | 95.5% | 68.7%+26.7pp | 75.8%+19.7pp | 68.9%+26.5pp |
| Annual return | 14.15% | 19.08%-4.9pp | 282.11%-268.0pp | 26.06%-11.9pp |
| Employer contribution / active EE | $13,942 | $3,172+339.6% | $4,034+245.6% | $2,596+437.0% |
| Participant deferral / active EE | $2,414 | $4,099-41.1% | $5,318-54.6% | $4,274-43.5% |
| Admin fee / account holder | $8,447 | $8,039+5.1% | $10,693-21.0% | $7,775+8.7% |