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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,160 | $132,099+61.4% | $115,599+84.4% | $138,895+53.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 14.73% | 176.76%-162.0pp | 111.10%-96.4pp | 145.39%-130.7pp |
| Employer contribution / active EE | $5,636 | $3,416+65.0% | $2,955+90.7% | $4,194+34.4% |
| Participant deferral / active EE | $9,534 | $5,617+69.7% | $4,889+95.0% | $6,396+49.1% |
| Admin fee / account holder | $988 | $15,650-93.7% | $12,841-92.3% | $12,562-92.1% |