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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,578 | $125,190+37.9% | $105,624+63.4% | $145,897+18.3% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 16.93% | 225.22%-208.3pp | 116.20%-99.3pp | 552.29%-535.4pp |
| Employer contribution / active EE | $5,884 | $3,720+58.2% | $3,168+85.8% | $4,663+26.2% |
| Participant deferral / active EE | $9,441 | $5,716+65.2% | $5,013+88.4% | $6,689+41.1% |
| Admin fee / account holder | $15,254 | $17,138-11.0% | $10,961+39.2% | $13,390+13.9% |